Insurance solutions to help meet a variety of goals.
Some retirees are concerned with the impact a market loss may have on the future of their income and assets. Others are looking for a reliable income stream. Still others actually underestimate the impact of a market loss.
For that reason, we offer a number of insurance solutions that can be used to protect more than just your physical assets. They can also be used to help protect your future. Whether they’re right for you depends on your unique retirement goals. Our firm helps individuals protect their retirement assets while still achieving growth by offering a variety of insurance products as part of a retirement strategy.
With the right strategy, you can potentially earn money with your money through the use of fixed annuities* and life insurance. Our firm can help you create a dependable and sustainable source of retirement income to be used now, in the future or whenever you need it most.
We offer the following services or can refer you to a trusted financial services professional who does:
- Fixed and Fixed Indexed Annuities
- Life Insurance
- Long-Term Care
- Health Insurance
- Medicare Supplements
Contact us to explore if one of our insurance solutions could fit within your retirement strategy.
*Annuities are designed to be long-term insurance products. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Income benefit riders may be offered either built-in or for an additional cost. Annuities are not guaranteed by FDIC or any other governmental agency. Keep in mind that most life insurance policies require health underwriting and, in some cases, financial underwriting. Guarantees are based on the claims paying ability of the issuing insurance company. Fixed Indexed Annuities are insurance products and not considered a security or investment. Some restrictions may apply. We are not endorsed by, or affiliated with, the Social Security Administration or any other government agency. Call for specific details and availability.
Protect. Preserve. Prosper.
PROTECT
If your income is an essential part of your family’s well-being and something happened to you, your loved ones could face significant financial challenges. Calculating your liabilities and your earning potential can give you a clearer picture of the coverage you need to help PROTECT your family.
PRESERVE
Life insurance may be a powerful tool to PRESERVE your family’s assets. A policy’s proceeds can be used at death to address taxes, liabilities, and other business matters. A number of policies also allow you to access the funds for qualifying health issues.
PROSPER
The sheer volume of resources and products can make getting ready for retirement seem overwhelming. When you also consider the market’s ups and downs, interest rates and changes to tax laws, it can be a challenge to determine what can help you PROSPER. A solidly structured life insurance policy can help you find the clarity you need to look ahead with confidence.
*INSURANCE PRODUCTS AND SERVICES ARE OFFERED THROUGH AMERICAN SENIOR BENEFITS DBA RETIREMENT ROOTS LLC.